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The Starwood Preferred Guest® Credit Card from American Express

Average Cardmember Rating: #
Earn up to 25,000 bonus Starpoints® - enough for a weekend getaway at a Category 4 hotelEarn 10,000 Starpoints after your first purchase on the CardEarn 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months $0 Introductory Annual Fee for the first year, then $65 If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.
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By providing your e-mail address, Starwood and American Express may use it to send you updates on your application status and servicing messages about your Starwood account or Starwood Preferred Guest Program and you agree to receive information about products, services and offers from American Express and Starwood. For information about how American Express protects your privacy, please read the American Express Privacy Statement. Please see the for information about their privacy practices.

We only ask for a Physical Address when the Home Address has been entered as a P.O. Box.

For your security, please re-enter the social security number and date of birth for Additional Card(s) to complete this application.

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Are you enrolled in the Starwood Preferred Guest Program?

If you are not a Starwood Preferred Guest member you will automatically be enrolled upon approval of your credit card application.

Please enter your Starwood Preferred Guest number

Your Employment Info


Include all income available to you. If under age 21, include only your income. Income includes wages, retirement, investments, rental properties, etc. Alimony, child support, or separate maintenance need not be revealed if you do not wish to rely upon it.

Which of the following financial assets are available to you? If under age 21, include only your assets. Check all that apply:
What is the total value of these financial assets?

Do You:*
Additional Account Options
Transfer Balances

You have the option to transfer up to 4 balances.

Optional Features

Share Your Benefits

Get Additional Starwood Preferred Guest® Credit Cards for no additional annual fee.

  • Additional Card Member charges are itemized and separated on your regular monthly statement.
  • If your Card or the Additional Card is lost or stolen, only that Card needs to be replaced because each Card has its own number.
  • Since your Card is enrolled in the Cash Back Rewards program, each Additional Card linked to your account can earn you Cash Back Rewards for virtually every dollar your Additional Card Member charges.

All Additional Card Members must be 15 or older, and must never have had a defaulted account with American Express.

Order Additional Cards


Up to 5X Starpoints® on Eligible Purchases Starpoints are awarded by American Express as part of the Card's reward program and by Starwood through the Starwood Preferred Guest Program. Because the program terms differ, there may be instances where you receive Starpoints under one program but not the other.
Starpoints awarded by American Express. You will receive two Starpoints® from American Express for each $1 of eligible purchases charged on your Starwood Preferred Guest Credit Card from American Express when charged directly with participating Starwood properties, standalone Starwood retail establishments, and Starwood online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, Inc, and its affiliates.
[Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Starpoints received from your Card will be posted to your SPG account up to 12 weeks after the end of each month. To be eligible to receive Starpoints, Card Member's account must not be cancelled or in default at the time of bonus fulfillment.
Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.]
Starpoints awarded by Starwood. You will receive two Starpoints (or three Starpoints if you have Starwood Preferred Guest® elite status) from Starwood for each $1 of eligible charges under the Starwood Preferred Guest Program. Starwood associates do not receive any additional Starpoints as a Starwood Preferred Guest member for hotel stays and purchases. For information about earning Starpoints through the Starwood Preferred Guest Program, please see the SPG Terms and Conditions at

Transfer Balances

Minimum transfer amount is $100. Maximum total transfer amount for all transfer requests cannot exceed the lesser of $7,500 or 50% of your credit limit.

Please be sure to make all required payments on any account from which you are transferring a balance until the balance transfer is credited to that account.

Balances may not be transferred from any accounts issued by American Express or any of its affiliates. Please see the terms, conditions, and disclosures for complete details.

Select Transfer Balances

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