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Earn up to 25,000Bonus Starpoints®
Offer Terms

The Starwood Preferred Guest® Credit Card from American Express

4.2666 of 5 stars View All 5363 Reviews

Earn Free Nights at over 1,100 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.

EARN STARPOINTS for stays.

ANNUAL FEE

$0 intro annual fee for the first year, then $65.

APR

APR on purchases will be a variable rate, currently 15.24, 17.24 or 19.24%, based on your creditworthiness and other factors.

At a Glance

Earn up to 25,000 Bonus Starpoints®a welcome offer for newCard Members

Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.

Redeem Starpoints for Free Nightsyou deserve a vacation

Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates. Some hotels may have mandatory service and resort charges.

Take Your Card Around the Worldan ideal travel companion

Earn free nights at any of Starwood's nine distinct brands including St. Regis®, The Luxury Collection®, W® Hotels, Le Méridien®, Westin®, Sheraton®, Aloft®, ElementSM Hotels and Four Points® by Sheraton. Some hotels may have mandatory service and resort charges.

Earn More Starpoints for Staysone getaway leads to the next

Earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program - that's 2 Starpoints for which you may be eligible as a Card Member in addition to the 2 or 3 Starpoints for which you may be eligible as an SPG member. Earn 1 Starpoint® for each dollar of all other eligible purchases.

 

 

Travel

Turn Starpoints into Airline Mileswith SPG Flights

Redeem Starpoints for free flights on over 150 airlines with SPG Flights with no blackout dates. Transfer Starpoints to nearly 30 airline frequent flyer programs, mostly on a one-to-one basis. You can receive a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program.

Roadside Assistance Hotlinetravel with more confidence

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insuranceyou can be protected on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows, concert tours, family and sporting events, and more.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolutioncan help protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

4.2666 of 5 stars

Customer Service

4.361924 of 5 stars

Card Benefits

4.1349993 of 5 stars

What Other Cardmembers Are Saying

Although I travel frequently, I often stay with friends/family, which begs the question, why carry a hotel loyalty program credit...Read more

JENNIFER M.
The Starwood Preferred Guest® Credit Card from American Express

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