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Earn 25,000 Points
Offer Terms

American Express® Premier Rewards Gold Card

4.3722 of 5 stars View All 3420 Reviews

3X POINTSfor flights booked with airlines

2X POINTSat US gas stations & US supermarketsTerms and limitations apply.

ANNUAL FEE

$0 intro annual fee for the first year, then $175.

NO INTEREST CHARGES

No interest charges because you pay your balance in full each month.

At a Glance

Earn 25,000 Points

Earn 25,000 points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

Membership Rewards® Programuse points for rewards with over 500 brands

Use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment. You can transfer points to over 20 frequent traveler programs.

Multiply Pointsfast track your points collection

Earn 3X points for flights booked with airlines, 2X points at US gas stations, 2X points at US supermarkets, and 1X points on other purchases. Terms and limitations apply.

Earn 15,000 Pointsmore reasons to use your Card

As an added bonus, you can get 15,000 points after you spend $30,000 in purchases on the Card in one year.

The Hotel Collectionpremium access and complimentary benefits

Receive up to a $75 hotel credit on qualifying charges and room upgrade at check-in, if available, with each booking when you stay a minimum of two consecutive nights and use your American Express® Card.

Membership Rewards® Pay with Points

In a few clicks, you can use points to book your next trip online at the American Express Travel site. Pay with Points covers just about everything travel-related – from airfare, to accommodations, car rentals and more. You can use Membership Rewards® points to pay for all or part of your flight, hotel booked and paid in advance (prepaid hotel), vacation or cruise booking.

 

 

Travel

Premium Roadside Assistancetravel with more confidence

Whether you need a tow or a jumpstart, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing up to 10 miles, changing a flat, or jumpstarting a battery are a phone call away—even if you're in your driveway—and we will pay for included services up to four times a year. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insuranceyou can be protected on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolutioncan help protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

4.3722 of 5 stars

Customer Service

4.5502925 of 5 stars

Card Benefits

4.2046785 of 5 stars

What Other Cardmembers Are Saying

I've had my Amex account for 33 years. I've kept it active so that whenever I buy something that could potentially have an issue...Read more

JAY L.
Premier Rewards Gold Card from American Express®

View all 3420 Reviews
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