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Earn 40,000 Points
Offer Terms

Platinum Card® from American Express

4.1325 of 5 stars View All 14752 Reviews

$200 Airline Fee CreditUp to $200 annually.

ENJOY LOUNGESAirport Club Access Program

Annual Fee

$450

No Interest Charges

No interest charges because you pay your balance in full each month.

At a Glance

Earn 40,000 points

after you use your new Card to make $3,000 in purchases in your first 3 months.

Membership Rewards® Programenjoy travel flexibility with rewards

In a few clicks, you can use points to book your next trip online at the American Express Travel site. You can use Membership Rewards points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.

No Foreign Transactions Feesshop like a local

No matter where you're traveling, when you use your Platinum Card® there are no Foreign Transaction Fees from American Express.

Airport Club Access Program and Priority PassTM Select

The Platinum Card comes with complimentary airport lounge access to The CenturionSM Lounges, Delta Sky Clubs®, and Airspace Lounges and you can enroll in Priority PassTM Select at no additional cost. These programs provide you access to over 700 domestic and international airport lounges.

$200 Airline Fee Credit*it's the little things that make a difference

Select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags, in-flight refreshments and flight-change fees are charged by the airline to your Platinum Card® Account.**American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Fee Credit for Global Entry or TSA Pre✓TM

Receive a statement credit every 5 years after you apply for Global Entry ($100) or TSA Pre✓TM ($85) with an eligible Card. If approved, you can get expedited screening at select airports. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓TM. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 5 years for an application fee. To receive the statement credit, the application fee must be charged on the eligible Additional Card. Terms and conditions apply.

 

 

Travel

American Express Travela travel agency you can rely on

Planning your next trip? Whether it's a business stopover or an exotic vacation, our experienced travel consultants are just a phone call away and ready to help, 24/7.

Airport Club Access Program and Priority PassTM Select

The Platinum Card comes with complimentary airport lounge access to The CenturionSM Lounges, Delta Sky Clubs®, and Airspace Lounges and you can enroll in Priority PassTM Select at no additional cost. These programs provide you access to over 700 domestic and international airport lounges.

FINE HOTELS & RESORTSaccess to complimentary benefits

Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 750 extraordinary properties worldwide.

International Airline Program

Take flight—and enjoy savings on a ticket for a companion in international First– or Business–Class. Anytime you purchase a qualifying Business or First Class ticket for international air travel with your eligible American Express Card on over 25 participating airlines*, you can enjoy savings on a ticket for a companion**.*Subject to availability. See terms and conditions for details. **Airline–imposed fuel and security surcharges and fees and government taxes and fees on international air transportation, as well as applicable service ticketing fees, are the responsibility of the Card Member. Non–refundable American Express service fee of $39 (per ticket) applies to each purchase and itinerary change for Platinum Card Members. Click on Benefit Terms for details.

Car Rental Privilegesbypass the lines and enjoy great savings

We have reserved complimentary memberships for you, including special upgrades and discounts, in premium car rental programs of Avis, Hertz, and National Car Rental.

Unique Stays at Platinum Villastravel the world like a local

Experience the comforts of home on your next vacation with accommodation in an exquisite private residence. Platinum Card Members receive benefits valued at up to $500 per booking when you use your American Express Card.

The Limousine Programdoor-to-door service

Make car travel more convenient and enjoyable with chauffeured transportation, and earn two extra Membership Rewards® points on each dollar you spend when you make your limousine reservation by calling Platinum Travel Service.

Premium Global Assist® Hotlineanswers and advice when traveling

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.

Entertainment

Platinum Card Conciergemake special arrangements with ease

Our Platinum Card Concierge staff is happy to take on those personal tasks so you can have time to do what you want. From help with restaurant reservations and special event planning to gift suggestions and research, the Platinum Card Concierge staff is always prepared to assist you day and night.

Platinum Dining® Program

The Platinum Dining® Program holds a reservation at more than 1,000 of the most acclaimed restaurants in the US and abroad. Our consultants can also review menus and wine lists, offer advice on house specialties, and more.

Premium Access to Some of the Most Sought-After Events choose from some of the best seats in the house

Gain exclusive access to unique Premium Access experiences from special entry to food festivals to VIP packages at concerts.

By Invitation Only® Eventshave truly unique experiences

By Invitation Only® is a benefit program that gives Platinum Card® Members access to extraordinary experiences - from sports, fashion, and fine dining to entertainment and performing arts. These unique experiences are customized for Platinum Card and Centurion Members and are typically not available to the general public.

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.

Shopping

InCircle® Program

Get InCircle and Membership Rewards® points when you enroll into InCircle and use your Platinum Card® at Neiman Marcus, Bergdorf Goodman, Last Call, Horchow or Cusp.

DEPARTURES Magazine

DEPARTURES magazine is published seven times a year for Platinum Card® Members. Featuring the latest in luxury, DEPARTURES focuses on travel, style, culture, shopping, dining, and the interesting, inspiring, and unexpected.

Extended Warranty

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protection

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolution

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Overall Rating

4.1325 of 5 stars

Customer Service

4.3965564 of 5 stars

Card Benefits

3.9004881 of 5 stars

What Other Card Members Are Saying

I really liked the access afforded by the Platinum Card to various airlines' lounges; however, that access is no longer available....Read more

ANTHONY H.
Platinum Card® from American Express

View all 14752 Reviews
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