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Earn 40,000 Points
Offer Terms

Platinum Card® from American Express

4.1411 of 5 stars View All 14668 Reviews

$200 Airline Fee CreditUp to $200 annually.

ENJOY LOUNGESAirport Club Access Program

Annual Fee


No Interest Charges

No interest charges because you pay your balance in full each month.

At a Glance

Earn 40,000 points

after you spend $3,000 on purchases on your new Card in your first 3 months.

Membership Rewards® Programenjoy travel flexibility with rewards

In a few clicks, you can use points to book your next trip online at the American Express Travel site. Use Membership Rewards® Pay with Points to book flights on any airline. Pay for all or part of your flight, hotel booked and paid in advance (prepaid hotel), vacation or cruise booking with no black out dates or seat restrictions.

No Foreign Transactions Feesshop like a local

No matter what country you're in, when you use your Platinum Card there are no Foreign Transaction Fees.

Airport Club Access and Priority PassTM Select

The Platinum Card has two complimentary airport lounge programs: Priority PassTM Select and the Airport Club Access Program. These programs give you access to over 600 domestic and international lounges including the Delta Sky Club® and our CenturionSM lounges (You must enroll to participate in the Priority Pass Select Program).

$200 Airline Fee Credit*it's the little things that make a difference

With the Platinum Card, you can receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks. To receive the statement credit, you need to enroll and select a qualifying airline.*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your enrolled Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.




American Express Travela travel agency you can rely on

Planning your next trip? Whether it's a business stopover or an exotic vacation, our experienced travel consultants are just a phone call away and ready to help, 24/7.

Airport Club Access and Priority PassTM Select

The Platinum Card has two complimentary airport lounge programs: Priority PassTM Select and the Airport Club Access Program. These programs give you access to over 600 domestic and international lounges including the Delta Sky Club® and our CenturionSM lounges (You must enroll to participate in the Priority Pass Select Program).

FINE HOTELS & RESORTSaccess to complimentary benefits

Enjoy access to complimentary benefits and competitive rates with each FINE HOTELS & Resorts booking at over 750 extraordinary properties worldwide.

International Airline Program

Take flight—and enjoy savings on a ticket for a companion in international First– or Business–Class. Anytime you purchase a qualifying Business or First Class ticket for international air travel with your eligible American Express Card on over 25 participating airlines*, you can enjoy savings on a ticket for a companion**.*Subject to availability. See terms and conditions for details. **Airline–imposed fuel and security surcharges and fees and government taxes and fees on international air transportation, as well as applicable service ticketing fees, are the responsibility of the Card Member. Non–refundable American Express service fee of $39 (per ticket) applies to each purchase and itinerary change for Platinum Card Members. Click on Benefit Terms for details.

Premium Car Rental Programbypass the lines and enjoy great savings

We have reserved complimentary memberships for you, including special upgrades and discounts, in premium car rental programs of Avis, Hertz, and National Car Rental.

Unique Stays at Platinum Villastravel the world like a local

Experience the comforts of home on your next vacation with accommodation in an exquisite private residence. Platinum Card Members receive benefits valued at up to $500 per booking when you use your American Express Card.

The Limousine Programdoor-to-door service

Make car travel more convenient and enjoyable with chauffeured transportation, and earn two extra Membership Rewards® points on each dollar you spend when you make your limousine reservation by calling Platinum Travel Service.

Premium Global Assist® Hotlineanswers and advice when traveling

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.


Platinum Card Conciergemake special arrangements with ease

Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.

Platinum Dining® Program

The Platinum Dining® Program holds a reservation at more than 1,000 of the most acclaimed restaurants in the US and abroad. Our consultants can also review menus and wine lists, offer advice on house specialties, and more.

Premium Access to Some of the Most Sought-After Events choose from some of the best seats in the house

Gain exclusive access to unique Premium Access experiences from special entry to food festivals to VIP packages at concerts.

By Invitation Only® Eventshave truly unique experiences

By Invitation Only® is a program that gives Platinum Card Members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card Members and are simply not available to the general public at any price.

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.


InCircle® Program

Earn InCircle and Membership Rewards® points when you enroll in the InCircle program and use your Platinum Card at Neiman Marcus or Bergdorf Goodman.Earn one InCircle point on each dollar of eligible purchases when you use your Card.

VIP Status with Sony

Enroll and you can receive benefits like Technical Support, a Personal Shopper to help with Sony-branded products or services, and Premier in-Home Delivery.


DEPARTURES Magazine is Platinum Card Members' coveted sourcebook for insider recommendations and in-depth stories on the finest in travel, style, culture, and dining for affluent and sophisticated tastes. DEPARTURES Magazine is published seven times a year and provided as a benefit of Platinum Card Membership.

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolution

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

4.1411 of 5 stars

Customer Service

4.399509 of 5 stars

Card Benefits

3.90994 of 5 stars

What Other Card Members Are Saying

In the beginning, the card was great and the annual fee was well worth it. With more and more benefits being taken away, I'm...Read more

Platinum Card® from American Express

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