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Earn 75,000 Hilton HHonorsTM Bonus Points
Offer Terms

Hilton HHonorsTM Surpass® Card from American Express

4.4856 of 5 stars View All 1077 Reviews

12 HHONORS BONUS POINTSfor each dollar of eligible purchases charged directly with a participating hotel or resort within the Hilton HHonors portfolio of brands

6 HHONORS BONUS POINTSfor each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Terms and limitations apply.

Annual Fee

$75

APR

APR on purchases will be a variable rate, currently 15.24, 17.24 or 19.24%, based on your creditworthiness and other factors.

At a Glance

Earn 75,000 Hilton HHonors Bonus Pointswelcome to the Hilton HHonors Program

Earn 75,000 Hilton HHonors Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.

Maximize Your HHonorsTM Bonus Points

Earn 12 Hilton HHonors Bonus Points for each dollar of eligible purchases charged directly with a participating hotel or resort within the Hilton HHonors portfolio of brands. Earn 6 Hilton HHonors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3 Hilton HHonors Bonus Points for all other eligible purchases on your Card.

Complimentary Gold Statustravel in style with Gold Status

As a Hilton HHonors Surpass Card Member,
you'll automatically receive Hilton HHonors Gold Status.

Get Upgraded to HHonors Diamond Statusclaim the status you deserve

Achieve HHonors Diamond status after you spend $40,000 in purchases on the Card in a calendar year.

Airport Lounge Accesstake five before takeoff

Access to over 600 airport lounges around the world with complimentary Priority Pass membership, valued at $99. With this complimentary membership, all lounge visits are subject to a fee of U.S. $27 per person per visit. See additional details below.

 

Travel

Baggage Insurance Planyour baggage can be protected

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, helicopter, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Online Booking Bonusearn points when making reservations

When you book and pay using the Hilton HHonorsTM Surpass® Card from American Express you can receive 500 HHonors Bonus Points when you book accommodations online with any Hilton Worldwide brand website.

A Private Car and Driverarrive in comfort

If you need a comfortable ride to or from the airport, simply call EmpireCLS Worldwide Chauffeured Services. Empire offers door-to-door service in over 700 cities around the globe, and as a Hilton HHonors Surpass Card Member, you can receive a 20% discount on your booking. You can also get 500 HHonors Bonus Points when you book and pay on the Card.

Roadside Assistance Hotlinetravel with more confidence

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insuranceyou can be protected on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolutioncan help protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

4.4856 of 5 stars

Customer Service

4.617456 of 5 stars

Card Benefits

4.358403 of 5 stars

What Other Cardmembers Are Saying

The Hilton Hhonors Surpass card from American Express is the card I use for everything. I use it to pay for my utilities, groceries,...Read more

RYK W.
Hilton HHonorsTM Card from American Express

View all 1077 Reviews
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