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Earn Cash BackEveryday

TrueEarnings® Card from Costco and American Express

4.391 of 5 stars View All 46635 Reviews

3% CASH BACK at US gas stations and on gasoline at Costco*

2% CASH BACKon eligible travel purchases, including at Costco, and at US restaurants *Up to $4,000 per year in purchases, then 1%.
Terms and limitations apply.
Cash Back received in an annual reward coupon

Annual Fee

$0 Annual Fee with your paid Costco membership.

APR

0% intro APR on purchases for 6 months, then a variable rate, currently 15.24%.

At a Glance

Earn Cash Backget cash back from every eligible purchase

Earn 3% Cash Back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases (then 1%), 2% Cash Back at US restaurants, 2% Cash Back on eligible travel purchases, including at Costco, and 1% Cash Back on other purchases, including at Costco. Terms and limitations apply. You will receive your Cash Back annually in the form of a reward coupon.

Annual Reward Couponlet us say thanks - with a coupon

Cash back provided annually as a Reward Coupon redeemable for cash or merchandise at U.S. Costco Warehouses.The coupon will be issued in your february billing statement and expires on August 31st of the year issued.

Maximize Your Cash Backearn rewards with multiple Cards

No Annual Fee with a paid Costco membership and only available to members like you. Add Additional Card Members to help get more cash back for you, also with no annual fee.

Annual Fee

$0 Annual Fee with your paid Costco membership.

APR

0% intro APR on purchases for 6 months, then a variable rate, currently 15.24%.

Travel

Roadside Assistance Hotlinetravel with more confidence

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insuranceyou can be protected on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Find discounts and pre-sales to sporting events, concerts and more. Plus, enjoy access to Card Member-only events.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

Dispute Resolutioncan protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

4.391 of 5 stars

Customer Service

4.3907795 of 5 stars

Card Benefits

4.2210355 of 5 stars

What Other Cardmembers Are Saying

I had this card for about 4 years and i recommend to a lot of my friends. The only thing that CostCo and AMEX should reevaluate...Read more

ANDREW S.
TrueEarnings® Card from Costco and American Express

View all 46635 Reviews
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