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Earn 10,000Points
Offer Terms

Blue from American Express®

3.8411 of 5 stars View All 15014 Reviews

GET POINTS on eligible purchases

FLEXIBILITY to pay charges over time or pay in full each month

ANNUAL FEE

No Annual Fee

APR

0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 15.24, 18.24 or 20.24%, based on your creditworthiness and other factors.

At a Glance

10,000 Pointswelcome to American Express

Earn 10,000 points after you spend $1,000 on purchases on your new Card in your first 3 months.

Membership Rewards® Programuse points for rewards with over 500 brands

Choose rewards from over 500 leading brands in travel, shopping, dining and entertainment.

Flexibility to Carry a Balance

Your Card gives you the option to carry a balance or pay in full each month at a competitive interest rate. So, whether you are managing your monthly expenses or making a large purchase, you can have the flexibility you need while continuing to earn rewards.

Online Year-End Summarymake tax time a little easier

Organizing your finances can be a time-consuming task. That's why we provide a Year-End Summary of charges as one of the many features of managing your account online. You can analyze your annual expenses in pie or bar charts by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel. With your charges itemized in one place, the Online Year-End Summary is a great tool you can rely on to help prepare your taxes and manage your spending. Learn more at americanexpress.com/yes.

ANNUAL FEE

No annual fee.

APR

0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 15.24, 18.24 or 20.24%, based on your creditworthiness and other factors.

Travel

Membership Rewards® Pay with Points

In a few clicks, you can use points to book your next trip with the American Express Travel website. Pay with Points covers just about everything travel-related – from your airfare, to hotels booked and paid in advance (prepaid hotels), car rental, and more. Use points to fly any airline, any time with no blackout dates or seat restrictions – starting with just 5,000 points.

Roadside Assistance Hotlinetravel with more confidence

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insurancecan help protect you on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan help protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolutioncan help protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

Offer Terms
Benefit Terms
AMEX Assurance Disclosures
Rates and Fees

Overall Rating

3.8411 of 5 stars

Customer Service

4.0269747 of 5 stars

Card Benefits

3.6310778 of 5 stars

What Other Cardmembers Are Saying

I've been a member since '03. My highest credit limit on this account was $28,500. During some promotional thing...not sure when..I...Read more

GERARD T.
Blue from American Express®

View all 15014 Reviews
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