GET POINTS on eligible purchases ‡
FLEXIBILITY to pay charges over time
No annual fee.
Earn 10,000 points after you use your new Card to make $1,000 in purchases within the first 3 months.†
Get something back for virtually every dollar you spend. Earn points that have no expiration date and use them for gift cards and merchandise. ‡
Your Card gives you the option to carry a balance at a competitive interest rate. So, whether you are managing your monthly expenses or making a large purchase, you can have the flexibility you need while continuing to earn rewards.
Organizing your finances can be a time-consuming task. That's why we provide a Year-End Summary of charges as a feature in your account online. You can analyze your annual expenses in pie or bar charts by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel. Learn More at americanexpress.com/yearendsummary. ‡
No annual fee.
In a few clicks, you can use points to book your next trip with the American Express Travel website.‡ Pay with points covers just about everything travel-related – from your airfare, to hotels booked and paid in advance (prepaid hotels), car rental, and more. Use points to fly any airline, any time with no blackout dates or seat restrictions – starting with just 5,000 points.‡
Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.‡
Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.‡
Help protect yourself and your family with Travel Accident Insurance♦. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.
Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.
Shop with added confidence and Purchase Protection♦, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.‡
If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue. ‡