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Enjoy CashBack Rewards

Blue Cash® from American Express

ANNUAL FEENo annual fee

APR

0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 17.24, 20.24 or 22.24%, based on your creditworthiness and other factors.

At a Glance

Earn Cash Back Rewardsonly earn on eligible purchases

Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases (5% thereafter), and 0.5% on other purchases (then 1%). Terms and limitations apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Reedem Cash Backrewards with potential

Ready to redeem? Turn Reward Dollars into statement credits, gift cards, and merchandise. It's your reward – you should get it the way you want. Start redeeming with as little as 25 Reward Dollars.

Earn Cash Backon eligible purchases

Earn rewards faster by requesting Additional Cards for your family and friends – all with no annual fee.

Track Cash Backkeep tabs on your earnings

Accessing your account online is easy. Get up-to-date information on your Reward Dollar balance, spending, and reward possibilities, all in a few clicks.

Flexibility to Carry a Balance

Your Card gives you the option to carry a balance or pay in full each month. So, whether you're managing your monthly expenses or making a large purchase, you can have the flexibility you need while continuing to earn rewards.

APR

0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 17.24, 20.24 or 22.24%, based on your creditworthiness and other factors.

Travel

Roadside Assistance Hotlinetravel with more confidence

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insurancecan help protect you on the road

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotlineanswers and advice when traveling

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

Travel Accident Insurancecan help protect you and your family

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (plane, train, helicopter, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Entertainment

Entertainment Access®

Stay in the know, with exclusive access to ticket presales and Card Member-only events in your city. Check out Broadway shows and concert tours, family and sporting events, and more.

Shopping

Extended Warrantyup to a year on eligible purchases

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protectioncan help put your mind at ease

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protectionshop with more confidence

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolutioncan protect you and your credit

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

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