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The Premier Rewards Gold Card

Benefits Debit Can't Give You

Earn Rewards Even Faster

  • points on airfare
  • points on gas and groceries
  • points on everything else

Carry signature purchase protection and travel protection plans with you.

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Card Basics

This Charge Card brings you the Platinum Card lifestyle with exclusive travel privileges like extra amenities at luxury hotels and resorts around the world, and premium service with Concierge assistance on your dining and gifting needs. All with no interest1, since you pay your full balance each month, plus No Pre-Set Spending Limit.2

25,000 Points3

25,000 points when you spend $2,000 in the first 3 months, on your new American Express Card.

Exclusive Airport Club Access

With the Airport Club Access Program4 and your Priority PassTM Select membership5, you'll have access to more than 600 participating airport lounges worldwide.

$450 Annual Fee

Plus up to three Additional Platinum Cards for $175 each year.

Enjoy the benefits of the Membership Rewards® Program.

More ways to Get points:

And many ways to use points:

  • Use Pay with Points for travel, and fly anytime, anywhere — there are no blackout dates or seat restrictions8
  • Special amenities and comforts when staying at more than 700 boutique,resort and luxury hotels around the world.9
  • Car rentals, hotel stays, cruises, and vacations
  • Merchandise, experiences, and gift cards from more than 500 brands
  • Transfer points to frequent flyer and hotel programs10
  • Donate points to the charity of your choice

Convert Your Monthly Spending to Points

Drag the slider to input your monthly spend.
points per year
  • $500
  • $5,000
  • $10,000

See a Few Ways to Use Points

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Enjoy the privileges of PLATINUM TRAVEL

Complimentary benefits and exclusive access

  • $200 Airline Fee Credit11: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.12
  • Over $450 in complimentary benefits* with every stay at more than 700 luxurious hotels around the world when you book through Platinum Travel Service. 13
American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your enrolled Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

*Based on double occupancy. Actual value varies by property, length and date of stay.

Priority Pass Select14

  • In addition to your existing lounge privileges, you have access to Priority Pass Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on our website to receive your complimentary Priority Pass Select membership card.
  • Enroll at americanexpress.com/platinumprioritypass

Shop like a local

  • Use your Platinum Card abroad without the foreign transaction fees many other cards charge. No matter what country you're in, you can save on fees while enjoying protections for your purchases.

Expedite your arrival

  • Save time and bypass arrival lines at most major U.S. airports when you return from international travel. Global Entry15 is a U.S. government program that allows expedited clearance for pre-approved travelers. When you use your Platinum Card to apply for Global Entry membership, we'll credit the fee, and if approved your membership will be valid for 5 years.

Enrich your life with incomparable travel opportunities

  • Personalized travel planning, including valuable savings and offers.
  • Worldwide assistance 24 hours a day, 7 days a week.
  • Access to your exclusive Platinum Card travel benefits

International Airline Program16

  • Enjoy a companion ticket offer when you purchase a qualifying, full-fare First or Business-Class ticket through Platinum Travel Service*
  • Enjoy the flexibility of a refundable ticket with no black-out dates.
*Airline fuel surcharges and certain government-imposed taxes and fees on international air transportation, as well as applicable companion ticketing fees, are the responsibility of the Card member.17

Cruise Privileges Program18

  • Receive up to $400 in valuable benefits when you book your next cruise vacation through Platinum Travel Service with one of our world-class cruise line partners.

Platinum Destinations Vacations19

  • Enjoy guided tours, customized itineraries, and other unique experiences with our premier travel partners
  • Get up to 25,000 Membership Rewards® bonus points when you book through Platinum Travel Service.

The Limousine Program20

  • Enjoy the comfort and security of a private car and driver, or a chauffeured limousine, and you can earn triple Membership Rewards points.

Platinum Villas21

  • Take pleasure in the comforts of an exquisite private residence on your next vacation.

Annual Travel Benefit22

  • Once a year, you can receive a statement credit of $100 when you book a qualifying cruise or vacation of $3,000 or more through Platinum Travel Services.

Take off with private jet travel23

  • Revel in charter, membership, or fractional ownership programs with some of the most respected names in the industry, and enjoy an exclusive extra benefit with whichever private jet option you choose.

TRAVEL ACCIDENT INSURANCE24

  • Card members can receive coverage up to $500,000 in the event of accidental death or dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare* has been charged to the Card.
    *not applicable for residents of New Hampshire

The Baggage Insurance Plan25 Saves the Trip

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Experience "once-in-a-lifetime" all the time

By Invitation Only®26

  • Access extraordinary experiences and events that are unavailable to the general public.
  • Use Membership Rewards® points for most events.

Platinum Dining27

  • Let us reserve your table so you can enjoy five-star cuisine and more at some of the world's finest restaurants.

Concierge Services28

  • From dining reservations to booking tickets for the hottest entertainment and events, the Platinum Card Concierge is always at your service.

Event Ticket Protection Plan29

  • It can happen. A medical emergency or transportation accident may cause you to miss the event of the season. Fortunately, when you use your eligible Card, Event Ticket Protection Plan can help cover the cost of the ticket. This benefit is not available to residents of New York State.

Event Presale Access Just for Card Members

Spider-Man VIP Backstage Tour Package

Foxwoods Theatre

New York , NY
Wed, 04/04/12 - Sat, 05/26/12

Los Angeles Lakers Playoffs

STAPLES Center

Los Angeles , CA
Mon, 05/14/12 - Mon, 05/28/12

Elmo's Super Heroes

Iowa Events Center

Des Moines , IA
Fri, 05/18/12 - Sun, 05/20/12

Elmo Makes Music

Comcast Arena

Everett , WA
Fri, 05/18/12 - Sun, 05/20/12

Elmo's Super Heroes

Greensboro Coliseum Complez

Greensboro , NC
Fri, 05/25/12 - Sun, 05/27/12

Elmo Makes Music

Ontario , CA
Fri, 06/01/12 - Sun, 06/03/12

Frankie Valli and the Four Seasons

Chicago , IL
Sat, 06/02/12 - Sat, 06/02/12

Brothers of the Sun Tour featuring Kenny Chesney & Tim McGraw

Georgia Dome

Atlanta , GA
Sun, 06/03/12 - Sun, 06/03/12

Elmo's Super Heroes

Bell Auditorium

Augusta , GA
Tue, 06/05/12 - Wed, 06/06/12

Video Games Live

Nokia Theatre L.A. LIVE

Los Angeles , CA
Wed, 06/06/12 - Wed, 06/06/12

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Personalized Service, Extraordinary Protection

Fraud Protection Guarantee

  • Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges. Period. Get more information
  • If you have questions, need assistance with your Card, or think your identity has been stolen, we're available around the clock to help.

Purchase Protection30

  • When something you buy is broken or stolen, it shouldn't be your problem. That's why if you use your Card for eligible purchases, they can be protected from accidental damage or theft for up to 90 days from the moment you buy them.

Extended Warranty 31

  • The manufacturer's warranty on your purchases can be extended for up to one year.
  • Good for eligible purchases with U.S. warranties of 5 years or less.

Return Protection32

  • If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item.

Premium Shopping Assistance33

  • The Platinum Card Concierge is always at your service with personalized shopping assistance and arrangements for special occasions.

Earn up to 10X points just for shopping34

Cardmember Review

My laptop was recently stolen from my house. I called and was grateful to have Purchase Protection on my Card and was able to be reimbursed the cost of the laptop. I purchased a new laptop with my Card with the money I received back. Thank you.

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Take FINANCIAL CONTROL with Help from Us

Earn More Reward Points with Additional Cards35

  • Give your spouse or child an Additional Card linked to your account.
  • Set a spending limit for each Card and track its spending online.
  • Earn points on every eligible purchase they make.

Identity Theft Assistance

  • Call us the moment you think your identity may have been stolen.
  • We're here 24/7 to help you sort things out, and create strategies to keep them that way.

Manage Your Money Easier with Tools from Us

  • Get a bigger picture of your spending patterns with easy-to-read reports and graphs.
  • Download data directly to Quicken or Microsoft Money.
  • Manage your account from your mobile phone.

Automatic Bill Pay36

  • Just contact your service providers (cable, phone, internet, etc.) and tell them you want to pay with your Card — they'll handle the rest.

Cardmember Review

The feeling of security is unmatched by any other card I have ever held in my wallet. I will never be lost with my American Express Platinum Card.

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Read Card member RATINGS & REVIEWS

Hear what people are saying about the Platinum Card®. 37
If you're already a Card member, you can add a review of your own

  • Featured Review

    Read Review

    Almost perfect.

    The Benefits are worth the annual expense. The payback is almost instant with access to the Airport lounges. The perk for covering the incidentals that airlines seem to nickel and dime you with these days is icing on the cake.Not worrying about the 'will my purchased be authorized' while on an extended travel session is a great release of anxiety, allowing me to relax.All in all almost perfect. What could make it perfect? Not sure, it's mighty close.

    Apr. 15, 2012 | Ralph J. | Cardmember since 1981 | Age: 45-54

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    • Card Benefits
    • Rewards Programs

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    3/3 people found this review helpful

  •  Over 30 years with AMEX

    I have been very happy with my AMEX card since 1981, thank you!

    May. 17, 2012 | Jorge G. | Cardmember since 1981

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    • Card Benefits
    • Rewards Programs

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    0/0 people found this review helpful

  •  Love my Amex

    I especially love being able to benefit the airline perks of this Amex Platinum. It also keeps my balance in check without carring a huge balance each month.Love the card!!

    May. 17, 2012 | Wendy H. | Cardmember since 2004

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    • Card Benefits
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    0/0 people found this review helpful

  •  Great Card

    If you like the special treatment and touch this card is for you. Some of you like special priviledges which American Express provides beautifully.

    May. 15, 2012 | Nicole B. | Cardmember since 2011

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    0/2 people found this review helpful

  •  Decent card but WAY overpriced

    The benefits are definitely not quite worth the hefty annual fee and often the card is not accepted in several areas/merchants that I find it devalues the card even more.

    May. 15, 2012 | David F. | Cardmember since 2009

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    • Card Benefits
    • Rewards Programs

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    3/3 people found this review helpful

  •  Travel

    The AmEx Travel staff is fantastic. They calmly and competently dealt with some major crises- cancelled cruises and flights- and went above and beyond to assist my family.

    May. 14, 2012 | Mark D. | Cardmember since 1968

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    • Card Benefits
    • Rewards Programs

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    2/2 people found this review helpful

  •  Lives up to the Brand promise

    I have been a loyal cardmember since 1992 and have enjoyed the stellar service and exceptional travel-related benefits that come with the Card. I recently took a new job that requires weekly domestic travel (yes, i am a road warrior) and the upgrade to Platinum has made the travel as pleasurable as can be expected given the challenges we all face while on the road.

    May. 13, 2012 | David Y. | Cardmember since 1992 | Age: 45-54

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    • Card Benefits
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    1/2 people found this review helpful

  •  Number One

    Your fraud features for card not present and large purchases give me the peace of mind to use your card when traveling abroad.

    May. 13, 2012 | Donald E. | Cardmember since 1969

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    0/0 people found this review helpful

  •  My Platinum Card

    Mostly I like my Platinum card. The travel benefits, like free companion air tickets for business class and entry into airport lounges, are terrific. We have planned some wonderful vacations with Amex travel, but we have also had some spotty experiences with Platinum travel. Recently, planning a complicated trip, we doublechecked the recommendations and found that we had not been given all of the likely options. On the other hand, we recently returned from a cruise vacation, with stops before and after, and everything was handled perfectly.

    May. 09, 2012 | Elizabeth D. | Cardmember since 2006 | Age: 55-64

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    1/3 people found this review helpful

  •  Never leave home without it

    Over the years I have continually been impressed with American Express' Platinum service. Everything from their amazing customer service to around the clock concierge has made this card my top pick. The member benefits are far superior to other programs I've experienced and I would recommend this card to anyone.

    May. 07, 2012 | Shane G. | Cardmember since 2004 | Age: 25-34

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    5/6 people found this review helpful

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