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The Premier Rewards Gold Card

Benefits Debit Can't Give You

Earn Rewards Even Faster

  • points on airfare
  • points on gas and groceries
  • points on everything else

Carry signature purchase protection and travel protection plans with you.

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Card Basics

This Charge Card comes with valuable rewards and benefits, plus fast ways to earn Membership Rewards® points1 that you can spend on just about anything. All with no interest,2 since you pay your full balance each month, and No Pre-Set Spending Limit.3

Introductory Annual Fee: $04

Your first year of Cardmembership is on us. After that, the annual fee is $125.

Gold Card Destinations5

Book with the Gold Card Destinations Hotel Program at goldcarddestinations.com and enjoy exceptionally low rates plus a $75 dining credit at participating hotels and resorts.

Gold Card Events6

Exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.

Spend POINTS on Flights, Merchandise, and More

More ways to earn points at faster rates:

  • 1 point for virtually every dollar you spend7
  • Up to 10X points with select retailers at Earn Hub8
  • Purchase extra points or advancing points at checkout
  • No limit to the number of points you can earn
  • Save points for big-ticket purchases — points don't expire

And many ways to use points:

  • Flights on any airline, without blackout dates when you book online with American Express Travel9
  • Car rentals, hotel stays, cruises, and vacations
  • Merchandise, experiences, and gift cards from more than 500 brands
  • Ticketmaster tickets from Gold Card Events10
  • Transfer points to Frequent Flyer and hotel programs
  • Donate points to the charity of your choice

Convert Your Monthly Spending to Points

Drag the slider to input your monthly spend.
points per year
  • $500
  • $5,000
  • $10,000

See a Few Ways to Redeem Points

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TRAVEL Better and Safer for Less

Roadside Assistance11

  • Call for immediate help and a tow to the nearest authorized facility.
  • Covers $50 in towing costs per call, up to 4 calls each year.

Baggage Insurance Plan12

  • Your baggage can be covered against loss, theft, or damage when you use your eligible Card to purchase your Common Carrier Conveyance (plane, train, ship, helicopter, or bus).
  • Baggage Insurance Plan13 can provide up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

Car Rental Loss and Damage Insurance14

  • Use your eligible Card to reserve and pay for an auto rental, and you can be covered if the car is damaged or stolen.

Fly Any Airline Without Blackout Dates

  • Just choose "Pay with Points" when you book any flight online at American Express Travel.

Global Assist® Hotline15

  • Call 24/7 for medical, legal, financial, and emergency help whenever you're more than 100 miles away from home.

Travel Accident Insurance16

  • You can protect yourself and your family with up to $100,000 in Travel Accident Insurance. 17
  • Coverage is provided for accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the Entire Fare** has been charged to the Card.
  • **not applicable for residents of New Hampshire

Gold Card Destinations18

  • Tap into exclusive offers, unique travel packages, and upgrades others won't find.

The Baggage Insurance Plan19 Saves the Trip

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WANT TO ELEVATE YOUR TRAVEL TO A HIGHER LEVEL? explore the Platinum Card
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Get PROTECTION SERVICES with Nearly Every Purchase

Fraud Protection Guarantee

  • Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges. Period. Get more information
  • If you have questions, need assistance with your Card, or think your identity has been stolen, we're available around the clock to help.

Purchase Protection20

  • When something you buy is broken or stolen, it shouldn't be your problem. That's why if you use your Card for eligible purchases, they can be protected from accidental damage or theft for up to 90 days from the moment you buy them.

Extended Warranty21

  • Shop worry-free knowing the terms of the original manufacturer's warranty can be matched up to one additional year.
  • Good for eligible purchases with U.S. warranties of 5 years or less.

Return Protection22

  • If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item.

Cardmember Review

Most important to me is knowing that if I ever have a problem with a purchase I make [with my Card], I know Amex will defend me and help with the situation. It's that comfort that has made my Amex Card my preferred credit card for all purchases.

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Take FINANCIAL CONTROL with Help from Us

Earn More Points with Additional Cards23

  • Give your spouse or child an Additional Card linked to your account.
  • Set a spending limit for each Card and track its spending online.
  • Earn points on every eligible purchase they make.

Identity Theft Assistance

  • Call us the moment you think your identity may have been stolen.
  • We're here 24/7 to help you sort things out, and create strategies to keep them that way.

Manage Your Money Easier with Tools from Us

  • Get a bigger picture of your spending patterns with easy-to-read reports and graphs.
  • Download data directly to Quicken or Microsoft Money.
  • Manage your account from your mobile phone.

Automatic Bill Pay24

  • Just contact your service providers (cable, phone, internet, etc.) and tell them you want to pay with your Card — they'll handle the rest.

Cardmember Review

When I had an unrecognized charge, AMEX removed the charge until the issue could be investigated. I'm appreciative of the customer service provided and the promptness in responding to my concern.

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Exclusive Access. Golden Opportunities.

Event Ticket Protection Plan25

  • It can happen. A medical emergency or transportation accident may cause you to miss the event of the season. Fortunately, when you use your eligible Card, Event Ticket Protection Plan can help cover the cost of the ticket. This benefit is not available to residents of New York State.

Exclusive Offers Delivered to You

  • Get special deals and information on concerts, Broadway shows, sporting events, and more delivered right to your e-mail inbox.

Gold Card Events26

  • We pre-reserve some of the best seats at thousands of venues around the world and hold them for Gold Card members.

Presale Access to Worldwide Events

  • Card members get first dibs on thousands of worldwide event tickets before they go on sale to the general public.

Event Presale Access Just for Card Members

Spider-Man VIP Backstage Tour Package

Foxwoods Theatre

New York , NY
Wed, 04/04/12 - Sat, 05/26/12

Los Angeles Lakers Playoffs

STAPLES Center

Los Angeles , CA
Mon, 05/14/12 - Mon, 05/28/12

Elmo Makes Music

Comcast Arena

Everett , WA
Fri, 05/18/12 - Sun, 05/20/12

Elmo's Super Heroes

Iowa Events Center

Des Moines , IA
Fri, 05/18/12 - Sun, 05/20/12

Elmo's Super Heroes

Greensboro Coliseum Complez

Greensboro , NC
Fri, 05/25/12 - Sun, 05/27/12

Daughtry

Nokia Theatre L.A. LIVE

Los Angeles , CA
Wed, 05/30/12 - Wed, 05/30/12

Elmo Makes Music

Ontario , CA
Fri, 06/01/12 - Sun, 06/03/12

1-2-3 Imagine! With Elmo and Friends

Powers Auditorium

Youngstown , OH
Fri, 06/01/12 - Sun, 06/03/12

Frankie Valli and the Four Seasons

Chicago , IL
Sat, 06/02/12 - Sat, 06/02/12

Brothers of the Sun Tour featuring Kenny Chesney & Tim McGraw

Georgia Dome

Atlanta , GA
Sun, 06/03/12 - Sun, 06/03/12

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Read Card member RATINGS & REVIEWS

Hear what people are saying27 about the Gold Card.
If you're already a Card member, you can add a review of your own.

  • Featured Review

    Read Review

    my review

    the card is accept anywhere in the world and I use it more that any card that I have.

    Apr. 08, 2012 | Sergio F. | Cardmember since 1994 |

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    • Card Benefits
    • Rewards Programs

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    0/1 people found this review helpful

  •  Awesome Service

    I've been a member since 1988. Having this card means a lot when shopping or getting service. The card is respected by quality oriented merchants. Never had any problems with purchases or service. I never had to worry about limit or having a purchase rejected. I enjoy the rewards program and have used it to purchase merchandise and gift cards for my grandchildren. Service reps are very knowledgeable and resolve any problems immediately. I'll always be an American Express member.

    May. 12, 2012 | Wadiyah S. | Cardmember since 1988 | Age: 55-64

      Cardmember Rating
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    • Card Benefits
    • Rewards Programs

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    1/1 people found this review helpful

  •  Very pleased with every experience with AmEx

    AmEx offers the best benefits for identity protection. I purchase a lot of products and services online without worry using my AmEx card. I am also impressed with AmEx's program to promote small business. I try to buy as much as I can from local small businesses. I have seen an increase in the number of small businesses now accepting AmEx as a result. Keep up the good work!

    May. 11, 2012 | J B. | Cardmember since 2005 | Age: 45-54

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    • Card Benefits
    • Rewards Programs

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    1/1 people found this review helpful

  •  Ms

    The only cards I carry and use everywhere I go 99% of the time.

    May. 07, 2012 | Olga H. | Cardmember since 2004 | Age: 35-44

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    • Card Benefits
    • Rewards Programs

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    2/2 people found this review helpful

  •  A. Miller, Small Business Owner

    One of my favorite benefits is the bi-annual offers to purchase the AXP gift cards with activation fees waived. I give these gift cards to clients in appreciation for their referrals. Membership rewards offers wonderful products using points and these are products along with airlines that I use! The products I have ordered using from Membership Rewards are top quality and have always arrived as promised.

    May. 07, 2012 | Ann M. | Cardmember since 1995 | Age: 45-54

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    1/1 people found this review helpful

  •  Cardholder

    Here's my review. I neither need nor appreciate a graph of how I use my card sent to me in an e-mail! What's wrong with you people? If it's not broken, quit trying to fix it.

    Apr. 29, 2012 | Janice C. | Cardmember since 1987

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    0/3 people found this review helpful

  •  Good as a Charge Card

    The Gold Card from Amex. is for me an average charge card. The benefits of card use don't do much for those like me who are not travelling extensively multiple times per year. Simply put the more money you have to spend and the more you travel, the better the card benefits help.It's a welcome addition to my wallet and I use it multiple times per day / week but again for me and I suspect many others. The benefits the card offers just don't do much at my level of travel and spending and will likely never be fully realized.

    Apr. 29, 2012 | Daniel W. | Cardmember since 1987

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    1/1 people found this review helpful

  •  Angel

    May be you can give away more points. Other than that, is ok

    Apr. 29, 2012 | Angel O. | Cardmember since 2007

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    0/2 people found this review helpful

  •  C

    Excellent !!! Customer service and card benefits.Member since 1985.

    Apr. 28, 2012 | Mary M. | Cardmember since 1985

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    1/1 people found this review helpful

  •  The Winner

    I find that this gold card is one of the best. I try to use it as much as possible. I recently selected the pay over time option. I will use it later this summer as I travel.

    Apr. 28, 2012 | Jacqueline H. | Cardmember since 2008

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    0/0 people found this review helpful

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