Earn a $150 cash back with $1,000 in eligible purchases in the first 3 months of Card membership on your Blue Cash Preferred^SM Card.¹

Secure Application Process

Welcome to Cardmembership.

Make purchases that total $1,000 or more within your first 3 months of membership and you'll receive a $150 Welcome Bonus

Earn unlimited cash back on your purchases.

Earn unlimited cash back - 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% back everywhere else. Cash back will be awarded in the form of Reward Dollars. Redeem Reward Dollars for cash back, or choose from gift cards or merchandise.²

It pays to refer a friend.

Earn a $75 Referral Bonus³ with the new Blue Cash Preferred for each friend or family member who is approved for the Card, so be sure to tell everyone you know about the great cash back rewards they can earn when they sign up.

Annual fee pays for itself.

With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

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Rewards Program

Get unlimited cash back for all your purchases, including 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% back everywhere else.^†

Payment Options

Freedom to pay over time.

Annual Fee

$75 per year

APR on Purchases

0% intro APR for 12 months. After that, your APR will be a variable rate, currently 17.24%, 20.24% or 22.24%

Explore all Blue Cash Preferred can do for you

The more you use it, the more rewarding it is

Get unlimited cash back for all your purchases

Get 6% cash back at supermarkets⁴
Get 3% cash back at gas stations and department stores
Get 1% cash back on all other purchases

You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply. You will receive reward dollars for eligible purchases. The number of reward dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets, 3% for eligible purchases at department stores and for automobile gasoline, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. You can redeem reward dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available reward dollar balance is 25 or more. Additional terms and conditions apply. You will receive reward dollars for eligible purchases. The number of reward dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets, 3% for eligible purchases at department stores and for automobile gasoline, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. You can redeem reward dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available reward dollar balance is 25 or more. Additional terms and conditions apply.

Make your cash back work for you

Redeem for rewards whenever your available Reward Dollar balance is 25 or more⁵
Earn gift cards at a wide variety of shops and restaurants.
Use your cash back for hot products like electronics, fashion, and sports equipment.

Many happy returns

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item, excluding shipping and handling, up to a maximum of $1,000 annually per Card account, if you purchased it entirely with your eligible American Express Card.⁶

Sharing is its own reward

Tell your friends about the great cash back rewards they can get with the Blue Cash Preferred Card, and you can receive an unlimited number of bonuses. Earn $75 for each friend approved for the Card.⁷

Terms & Conditions

Receive Email Offers

2Offer valid for first-time American Express Cardmembers only. To qualify for the $150 bonus, you must make purchases with your Blue Cash Preferred Card from American Express that total $1,000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance and can be redeemed at anytime at a minimum of $25. Cash advances, balance transfers, interest charges, fees and the purchase of American Express (R) Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. You may be permitted to have more than one Blue Cash Preferred from American Express account, however, you are eligible to receive the welcome bonus for only one Blue Cash Preferred from American Express account. Additional Cardmembers on your account are not eligible for this offer. To receive the $150 bonus, account must be active, in good standing and not in default at the time the statement credit is posted to your account. Please allow 6-8 weeks for the Reward Dollars to post to your account after the spend threshold is reached.

2You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply.

3You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply.

4You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply.

5You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply.

Earn a $150 cash back with $1,000 in eligible purchases in the first 3 months of Card membership on your Blue Cash PreferredSM Card.1