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Compare Popular Cards from American Express


Some of the Cards most frequently chosen by Cardmembers

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Platinum Card®

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American Express® Gold Card


Starwood Preferred Guest® Credit Card from American Express


Gold Delta SkyMiles® Credit Card


Blue Cash EverydaySM Card from American Express

 






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Overview

Good For
Premium service and rewards, access to invitation-only events, airport lounges & moreExceptional rewards and access to special eventsFree nights and flights through SPG flights - with no blackout datesEarning Delta bonus SkyMilesUnlimited cash back rewards.
Welcome Offer
25,000 Points1Check your mail offer for detailsEarn up to 25,000 bonus Starpoints ® 2 , 3 Earn 30,000 bonus miles toward Award Travel4 & $0 introductory annual fee for the first year5 then $95Earn a $100 cash back with $1,000 in eligible purchases in the first 3 months of Card membership on your Blue Cash EverydaySM Card.6
How You Earn Points or Miles
1 point for every eligible dollar you spend. 2X points at the American Express Travel website. 2X - 10X with select partners1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partnersEarn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts      Earn 2x miles on Delta purchases, 1x miles everywhere else      Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
Using Points or Miles for Rewards
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise. Exclusive access to rewards from luxury brandsUse points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandiseRedeem Starpoints® at over 1,000 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines through SPG flights, all with no blackout dates.Redeem miles for any Delta seat, any time using Pay with Miles or redeem for Award Travel tickets      Receive your rebate as a statement credit when your available Reward Dollar balance is $25 or more.

Unique and Premium Benefits

 
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Pay with Points or Miles
              
Complimentary Airport Club Access
         
Companion Travel
         
Personal Concierge Services
         
Extended Warranty
                            
Roadside Assistance
                            
Access to Exclusive, Once in a Lifetime Events
         
Early Access to Entertainment
              
Online Financial Tools
   

All Our Cards Have Access To...

  • Car Rental Loss & Damage Insurance:  When you use your eligible Card to reserve and pay for an auto rental, you can be covered if the car is damaged or stolen.
  • Purchase Protection:  Can protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items).
  • Travel Accident Insurance:  Coverage is provided for accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare** has been charged to the Card. **not applicable for residents of New Hampshire.
  • Emergency Travel Assistance:  You can rely on Global Assist® 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home.

Financial

 
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APR on Purchases
No interest charges — you pay your balance in full monthly      No interest charges — you pay your balance in full monthly      A variable rate, currently 15.24%, 17.24% or 19.24%A variable rate, currently 15.24%, 17.24% or 19.24%0% intro APR for up to 12 months. After that, your APR will be a variable rate, currently 17.24%, 20.24% or 22.24%
Annual Fee
$450$0 intro annual fee for the first year, then $125      $0 intro annual fee for the first year, then $65$0 intro annual fee for the first year, then $95None
Bill Payment Terms
Pay your monthly balance in fullPay your monthly balance in fullFlexibility to pay over timeFlexibility to pay over timeFlexibility to pay over time
 
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