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When you apply, your personal information is protected and secure.
Secure Application Process
Membership Rewards® Program
Get rewarded for virtually every dollar you spend and treat yourself with your choice of retail, dining, entertainment, and travel rewards
$0 intro annual fee for the first year, then $25 for the Basic Card
How You Earn Points or Miles
1 point for every eligible dollar you spend. 2X points at the American Express Travel website. 2X - 10X with select partners
1 point for every eligible dollar, 3x points on airfare, 2x points on gas & groceries † and at the American Express Travel website. 2X - 10X with select partners
1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners
1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners
Get 1 point for every eligible dollar you spend. With select Packs, you can get special benefits and rewards for travel, dining, entertainment, and more.
Using Points or Miles for Rewards
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise. Exclusive access to rewards from luxury brands
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise
Choose rewards from over 500 leading brands in travel, gift cards, merchandise, and entertainment.
Car Rental Loss & Damage Insurance: When you use your eligible Card to reserve and pay for an auto rental, you can be covered if the car is damaged or stolen. †
Purchase Protection: Can protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items). †
Travel Accident Insurance: Coverage is provided for accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare** has been charged to the Card. **not applicable for residents of New Hampshire. †
Emergency Travel Assistance: You can rely on Global Assist® 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home. †
Financial
APR on Purchases
No interest charges — you pay your balance in full monthly †
No interest charges — you pay your balance in full monthly †
No interest charges — you pay your balance in full monthly †
No interest charges — you pay your balance in full monthly †
No interest charges — pay your balance in full monthly
Annual Fee
$450
$0 intro annual fee for the first year, then $175 †
$0 intro annual fee for the first year, then $95 †
$0 intro annual fee for the first year, then $125 †
$25
Bill Payment Terms
Pay your monthly balance in full
Pay your monthly balance in full
Pay your monthly balance in full
Pay your monthly balance in full
Pay your monthly balance in full
The ability to pay for all or part of your next trip using points or miles.
Membership Rewards® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.
SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints® to fly on hundreds of airlines, with no blackout dates or seat restrictions.
Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions.Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small.When you use your Card for eligible purchases, membership extends your warranty up to one year.Your car dies or blows a tire and you're stranded. Just call us and help will be on the way.By Invitation Only® is a program that gives Platinum Card® and Centurion® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.
Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work.Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public.With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information.Once your application for The Platinum Card® from American Express is approved, you can receive 25,000 Membership Rewards® points after you spend $2,000 in your first 3 months of Card membership. To be eligible to receive points, you must be enrolled in the Membership Rewards First® program at the time of purchase and you must charge your purchase on an eligible, enrolled Platinum Card®. Points will be credited to your Membership Rewards account 6-8 weeks after you meet the spend requirement. This offer is valid for first-time Platinum Card® members only. You are eligible to receive points for only one Card account. Additional Card members are not eligible. Terms and conditions for the Membership Rewards First® program apply. Visit www.membershiprewards.com/terms or call 1-800-297-1300 for more information. Participating partners and available rewards are subject to change without notice.To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsThe Platinum Card® member must be traveling. Name on ticket must match name on Platinum Card. The Platinum Card member must be 18 years of age to enter the Airport Club Lounge without a parent or guardian for American Airlines Admirals Club&® lounges and Delta Air Lines® Delta Sky Club™ lounges where there is no self-service bar. The Platinum Card member must be 21 years of age to enter into all other Airport Club Lounges where there is a self-service bar. The Platinum Card member's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Local age restrictions apply in non-U.S. locations. Code-share and affiliated lounge agreements may not apply. Non revenue tickets and reduced revenue tickets are not eligible with American Airlines. The Platinum Card member must present his or her valid Card, government-issued I.D., and same day airline ticket to club agents. Complimentary access is specifically for the airport club that corresponds to the airline operating the flight (access pertains to the aircraft, not the flight number) except with respect to American Airlines marketed code share flights with an American Airlines flight number which are also eligible for complimentary access to the lounge. Meeting rooms may be reserved for a nominal fee. Card members must adhere to all house rules of participating clubs. For a list of participating airport club locations, call Platinum Member Services. Participating airlines and locations subject to change.Companion ticket subject to government taxes/fees from $50 to $500 roundtrip, including September 11th Security fee of up to $10. Total charge for companion ticket may also reflect airline-imposed fuel surcharges of up to $800 roundtrip. Non-refundable American Express service fee of $39 (per ticket) applies to each purchase, itinerary change and refund. (This fee is waived for Centurion members). Ticket refunds for some participating airlines may require cancellation of reservation prior to scheduled departure.
Companion ticket requires purchase of qualifying, non-restricted First- or Business-Class ticket through American Express Travel Services with an American Express® Card issued in the U.S. Platinum Card® or Centurion® member's name on a participating airline. Participating airlines include : Aer Lingus, AeroMexico, Air France, Air New Zealand, Alitalia, Asiana Airlines, Austrian, Cathay Pacific, China Airlines, Delta Air Lines, Emirates, Etihad Airways, Japan Airlines, Jet Airways, LAN, Lufthansa, Mexicana, Scandinavian Airlines, South African Airways, Swiss International Air lines, Virgin Atlantic. Travel must originate in and return to a U.S. gateway (excluding Puerto Rico and overseas territories) or Canadian gateway. One-way travel permitted on some participating airlines where routing originates in U.S. Travel must be purchased by 12/31/09 and completed by 12/31/10. Available service class (First or Business) determined by participating airline. Seats are limited and may not be available on all flights. Card member and companion must travel on the same itinerary. Non-refundable $78 American Express service fee applies to purchase and all ticket changes/refunds with Platinum Card (fees are waived for Centurion members). Companion ticket subject to government taxes/fees from $50 to $400 roundtrip, including a September 11th Security fee of up to $10. Total charge for the companion ticket may also reflect airline imposed fuel surcharges of up to $400 roundtrip. Companion ticket must be returned/cancelled before full-fare ticket is refunded. Not combinable with any other promotion, discount, negotiated group, or corporate-contracted rate, and may not be available on participating airline’s code-share partners, i.e. flights marketed by the ticketing airline but operated by its partner airline. Participating airlines reserve right to modify fare rules/program participation prior to booking. Limit one companion ticket per Card member traveling. Tickets are not transferable or endorsable.There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Additional terms and conditions apply. If you need further information please call the number on the back of your Card.Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Payment must be made using a Platinum Card from American Express. Details and prices are subject to change. Packages are available on a first-come first-served basis. Availability is limitedThe following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.
Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express®Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, Tiger Woods®Credit Cards.Companion ticket subject to government taxes/fees from $50 to $500 roundtrip, including September 11th Security fee of up to $10. Total charge for companion ticket may also reflect airline-imposed fuel surcharges of up to $800 roundtrip. Non-refundable American Express service fee of $39 (per ticket) applies to each purchase, itinerary change and refund. (This fee is waived for Centurion members). Ticket refunds for some participating airlines may require cancellation of reservation prior to scheduled departure. Companion ticket requires purchase of qualifying First- or Business-Class ticket through American Express Travel with an American Express Card issued in the U.S. Platinum Card member or Centurion member's name on a participating airline. Participating airlines include: Aer Lingus, AeroMexico, Air Canada, Air France, Air New Zealand, Alitalia, Asiana Airlines, Austrian, British Airways, Cathay Pacific, China Airlines, Delta Air Lines, Emirates, Etihad Airways, Japan Airlines, Jet Airways, KLM Royal Dutch Airlines, LAN, Lufthansa, Scandinavian Airlines, South African Airways, Swiss International Air lines, Virgin Atlantic. Travel must originate in and return to U.S. gateway (excluding Puerto Rico and overseas territories) or select Canadian gateways. One-way travel permitted on some airlines where routing originates in U.S. Available service class (First or Business) determined by airline. Seat availability is limited. Card member and companion must travel on same itinerary. Limit one companion ticket per Card member traveling. Tickets are non-transferable or endorsable. Companion ticket must be returned/cancelled before full-fare ticket is refunded. Not combinable with any other promotion and may not be available on participating airline's code-share partners, i.e., flights marketed by the ticketing airline but operated by its partner airline. Airlines reserve right to modify fare rules/program participation prior to booking.If you become eligible, you may BE GIVEN THE OPTION TO extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.Offer not available to existing consumer American Express Cardmembers. To be eligible to earn points, you must charge $2,000 of eligible purchases in your first three months of Card membership on an American Express® Premier Rewards Gold Card. 25,000 points will be credited to your Membership Rewards account 8-10 weeks after you meet the spend requirement. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.The annual fee for the Preferred Rewards Green Card and the Additional Preferred Rewards Green Card will be waived for the first year. Thereafter, the annual fee will be $95 for the Basic Card and $30 for up to 5 Additional Cards and $30 for each Additional Card after the first five.Premier Rewards Gold Card members will accrue 3 points for every dollar charged for airfare purchases on all scheduled U.S. and international passenger airlines, 2 points for every dollar charged for gas purchases from a stand-alone U.S. gas station, and 2 points for grocery purchases from a U.S. supermarket, in each case provided that the merchant submits its charges under the appropriate merchant code, industry code, or required product or service identifier. Charges at tour operators, charter airlines, and departments of superstores or warehouse clubs are not eligible. We reserve the right to award one point for every eligible dollar charged on a Premier Rewards Gold Card account for any airfare purchase, gas purchase or grocery purchase that we determine is not made for personal, family or household use or with the good faith intent of consuming the item purchased. Offer not available to existing consumer American Express Card members. To be eligible to receive bonus points, you must be enrolled in the Membership Rewards® program at the time of spend and you must charge $2,000 of eligible purchases in your first three months of Card membership on an eligible, enrolled Premier Rewards Gold Card. 25,000 bonus points will be credited to your Membership Rewards account 6-8 weeks after you meet the spend requirement. Limit one offer per Card Account. Bonus points may be redeemed for gift cards valued at $250 upon point credit with participating partners. Terms and Conditions of the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.Offer not available to existing consumer American Express Charge Cardmembers. The annual fee for the Premier Rewards Gold Card is $175. 10,000 bonus points credited within 8-10 weeks of first purchase. Purchase must be made within one year from the time of Card account opening.To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Additional terms and conditions apply. If you need further information please call the number on the back of your Card.The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.
Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, Tiger Woods® Credit Cards.Offer not available to existing consumer American Express Charge Cardmembers. The annual fee for the Premier Rewards Gold Card is $175. 10,000 bonus points credited within 8-10 weeks of first purchase. Purchase must be made within one year from the time of Card account opening.If you become eligible, you may BE GIVEN THE OPTION TO extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.The annual fee for the Premier Rewards Gold Card will be waived for the first year of Card membership. The annual fee will be $175 thereafter.Offer not available to existing consumer American Express Charge Cardmembers. The annual fee for the Premier Rewards Gold Card is $175. 10,000 bonus points credited within 8-10 weeks of first purchase. Purchase must be made within one year from the time of Card account opening.The annual fee for the Green Card will be waived for the first year of Card membership. The annual fee will be $95 thereafter.To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico. The Cardmember must be 50 miles from home in order to receive the service. Additional terms and conditions apply. If you need further information please call the number on the back of your Card.If you become eligible, you may BE GIVEN THE OPTION TO extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.The annual fee for the Green Card will be waived for the first year of Card membership. The annual fee will be $95 thereafter.The annual fee for the Gold Card will be waived for the first year of Card membership. The annual fee will be $125 thereafter.To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Additional terms and conditions apply. If you need further information please call the number on the back of your Card.The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.
Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, Tiger Woods® Credit Cards.If you become eligible, you may BE GIVEN THE OPTION TO extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.The annual fee for the Gold Card will be waived for the first year of Card membership. The annual fee will be $125 thereafter.Offer not available to existing consumer American Express Card members. 10,000 bonus points credited within 6-8 weeks of first purchase. Purchase must be made within one year from the time of Card account opening.Offer not available to existing consumer American Express Card members. 10,000 bonus points credited within 6-8 weeks of first purchase. Purchase must be made within one year from the time of Card account opening. To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW–IND and is subject to change with notice. This document does not supplement or replace the Policy.Through Roadside Assistance, American Express may arrange for five (5) basic emergency roadside services to be provided to Cardmembers: (i) towing to nearest available repair shop or preferred destination depending provider availability; (ii) jumpstarts when a battery is dead; (iii) delivery of up to two (2) gallons of gas; (iv) locksmith service if keys are locked in the car; and, (v) changing of a flat tire if the car has a workable spare. All costs associated with these emergency roadside services are the responsibility of the Cardmember. These services are available when a Cardmember and a licensed driver are present. Services are available regardless of mileage from primary residence when traveling within the United States, Canada, and Puerto Rico. Additional terms and conditions apply.Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 or Policy CRLDI-IND and is subject to change with notice. This document does not supplement or replace the Policy.Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, and Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.
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