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When you apply, your personal information is protected and secure.
Secure Application Process
Cash Back Credit Cards
Virtually every purchase you make can earn you cash back
Blue Cash EverydaySM Card from American Express
Blue Cash PreferredSM Card from American Express
TrueEarnings® Card from Costco and American Express
Car Rental Loss & Damage Insurance: When you use your eligible Card to reserve and pay for an auto rental, you can be covered if the car is damaged or stolen. †
Purchase Protection: Can protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items). †
Travel Accident Insurance: Coverage is provided for accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare** has been charged to the Card. **not applicable for residents of New Hampshire. †
Emergency Travel Assistance: You can rely on Global Assist® 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home. †
Financial
APR on Purchases
0% intro APR for up to 12 months. After that, your APR will be a variable rate, currently 17.24%, 20.24% or 22.24%
0% intro APR for up to 12 months. After that, your APR will be a variable rate, currently 17.24%, 20.24% or 22.24%
0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%
The ability to pay for all or part of your next trip using points or miles.
Membership Rewards® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.
SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints® to fly on hundreds of airlines, with no blackout dates or seat restrictions.
Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions.Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small.When you use your Card for eligible purchases, membership extends your warranty up to one year.Your car dies or blows a tire and you're stranded. Just call us and help will be on the way.By Invitation Only® is a program that gives Platinum Card® and Centurion® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.
Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work.Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public.With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information.You will receive reward dollars for eligible purchases. The number of reward dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 3, 2, or 1% of the purchase amount as follows: 3% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 2% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. You can redeem reward dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available reward dollar balance is 25 or more. Additional terms and conditions apply.Offer valid for first-time American Express Cardmembers only. To qualify for the $100 bonus, you must make purchases with your Blue Cash EverydaySM Card from American Express that total $1000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance 6-8 weeks after the spend threshold is met and can be redeemed at any time at a minimum of 25. Cash advances, balance transfers, interest charges, fees, and the purchase of American Express® Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. Additional Cardmembers on your account are not eligible for this offer. To receive the $100 bonus, account must be active, in good standing, and not in default at the time the statement credit is posted to your account. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is responsible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Offer valid for first-time Blue Cash Preferred SM from American Express Cardmembers only. To qualify for the $100 bonus, you must make purchases with your Blue Cash Preferred Card from American Express that total $500 or more within your first 60 days of Cardmembership. The bonus will be awarded in the form of reward dollars, which will be added to your reward dollar balance and can be redeemed at anytime at a minimum of $25. Cash advances, balance transfers, finance charges, fees and the purchase of American Express (R) Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. You may be permitted to have more than one Blue Cash Preferred from American Express account, however, you are eligible to receive the welcome bonus for only one Blue Cash Preferred from American Express account. Additional Cardmembers on your account are not eligible for this offer. To receive the $100 bonus, account must be active, in good standing and not in default at the time the statement credit is posted to your account.You will receive reward dollars for eligible purchases. The number of reward dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. You can redeem reward dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available reward dollar balance is 25 or more. Additional terms and conditions apply.You will receive reward dollars for eligible purchases. The number of reward dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 6, 3, or 1% of the purchase amount as follows: 6% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 3% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. You can redeem reward dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available reward dollar balance is 25 or more. Additional terms and conditions apply.Offer valid for first-time American Express Cardmembers only. To qualify for the $150 bonus, you must make purchases with your Blue Cash Preferred Card from American Express that total $1,000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance and can be redeemed at anytime at a minimum of $25. Cash advances, balance transfers, interest charges, fees and the purchase of American Express (R) Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. You may be permitted to have more than one Blue Cash Preferred from American Express account, however, you are eligible to receive the welcome bonus for only one Blue Cash Preferred from American Express account. Additional Cardmembers on your account are not eligible for this offer. To receive the $150 bonus, account must be active, in good standing and not in default at the time the statement credit is posted to your account. Please allow 6-8 weeks for the Reward Dollars to post to your account after the spend threshold is reached.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is responsible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Each eligible purchase shall qualify for a reward of 1, 2, or 3% of the purchase amount as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (excluding superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 2% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; and 1% on all other eligible purchases posted to your account. Fees, interest charges, cash advances, balance transfers and purchases of cash equivalents (e.g., Gift Cards, Travelers Cheques) from American Express are not eligible for a reward. Reward is distributed annually in the form of an in-store coupon redeemable for merchandise or cash at any U.S. Costco Warehouse. Coupon must be redeemed in person prior to its expiration date of August 31st in the year in which it is issued. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions. Each Eligible Purchase shall qualify for a Rebate of 1, 2, or 3 percent, as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (which excludes superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; and 1% on all other Eligible Purchases posted to your account. "Eligible Purchases" include purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines, or other means of accessing your Account), Balance Transfers, or adjustments to your Account or the purchase of American Express® Travelers Cheques, American Express® Gift Cheques or other cash equivalents. Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.With paid Costco membership.Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 or Policy CRLDI-IND and is subject to change with notice. This document does not supplement or replace the Policy.Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, and Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.
Check your balance, review recent transactions and pay your bill on the go.
