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Baggage Insurance Plan and Car Rental Loss and Damage Insurance


Can get coverage on lost, stolen or damaged baggage or car rental damage

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Platinum Card®


Platinum Delta SkyMiles® Credit Card

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Premier Rewards Gold Card

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American Express® Green Card

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American Express® Gold Card

 






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Overview

Good For
Premium service and rewards, access to invitation-only events, airport lounges & moreReaching Medallion® status fastExceptional travel rewards, triple points on all airfare and access to special eventsExceptional rewards and managing your financesExceptional rewards and access to special events
Welcome Offer
25,000 Points1Earn up to 5,000 MQMs and 25,000 bonus miles toward Award Travel 2 25,000 Points 3 Check your mail offer for detailsCheck your mail offer for details
How You Earn Points or Miles
1 point for every eligible dollar you spend. 2X points at the American Express Travel website. 2X - 10X with select partnersEarn 2x miles on Delta purchases, 1x miles everywhere else and MQMs toward status.     1 point for every eligible dollar, 3x points on airfare, 2x points on gas & groceries     and at the American Express Travel website. 2X - 10X with select partners1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners
Using Points or Miles for Rewards
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise. Exclusive access to rewards from luxury brandsRedeem miles for any Delta seat, any time using Pay with Miles and reach Medallion status sooner      Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandiseUse points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandiseUse points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise

Unique and Premium Benefits

 
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Pay with Points or Miles
                            
Complimentary Airport Club Access
         
Companion Travel
         
Personal Concierge Services
         
Extended Warranty
                            
Roadside Assistance
                            
Access to Exclusive, Once in a Lifetime Events
         
Early Access to Entertainment
                        
Online Financial Tools
 

All Our Cards Have Access To...

  • Car Rental Loss & Damage Insurance:  When you use your eligible Card to reserve and pay for an auto rental, you can be covered if the car is damaged or stolen.
  • Purchase Protection:  Can protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items).
  • Travel Accident Insurance:  Coverage is provided for accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare** has been charged to the Card. **not applicable for residents of New Hampshire.
  • Emergency Travel Assistance:  You can rely on Global Assist® 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home.

Financial

 
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APR on Purchases
No interest charges — you pay your balance in full monthly      A variable rate, currently 15.24%, 17.24% or 19.24%No interest charges — you pay your balance in full monthly      No interest charges — you pay your balance in full monthly      No interest charges — you pay your balance in full monthly      
Annual Fee
$450$150 $0 intro annual fee for the first year, then $175      $0 intro annual fee for the first year, then $95      $0 intro annual fee for the first year, then $125      
Bill Payment Terms
Pay your monthly balance in fullFlexibility to pay over timePay your monthly balance in fullPay your monthly balance in fullPay your monthly balance in full
 
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